What is Tax Investigation Protection?

Even if your tax affairs are 100% correct, HMRC can still launch an investigation at any time. And when they do, the process can be stressful, time-consuming, and expensive.

At McCarthy Browne, our Tax Investigation Protection service covers the cost of our professional fees if HMRC opens an enquiry into your business or personal tax affairs. This means you won’t be left facing thousands in unexpected costs just to prove you’ve done everything right.

Whether you’re a limited company, VAT-registered business, sole trader, or partnership, we’ve got your back.

  • ✅ We deal directly with HMRC on your behalf

  • ✅ You stay covered throughout the investigation—start to finish

  • ✅ No hidden costs or surprise bills

Why HMRC Investigations Are on the Rise?

HMRC has significantly stepped up its efforts to recover unpaid tax. With new powers, advanced data analytics, and a bigger enforcement budget, more businesses are being selected for review—even if they’ve done nothing wrong.

Recent figures show:

  • 🔍 Average HMRC enquiry lasts 16 months
  • 💸 Average accountancy fees exceed £5,000
  • 📈 Tax crime prosecutions rose 19% in 2024
  • 📂 Capital Gains Tax investigations tripled year-on-year
  • 🔎 Random inspections are increasing

Don’t let a routine enquiry disrupt your business or drain your finances. Our tax investigation protection gives you a safety net, and peace of mind.

What does the Tax Investigation Protection Service Cover?

Our tax investigation protection covers all major areas HMRC may choose to investigate, including:

  • ✅ VAT returns
  • ✅ Corporation Tax
  • ✅ PAYE & National Insurance
  • ✅ Self Assessment (Directors and Sole Traders)

And the best part? You’ll always be dealing with your usual McCarthy Browne accountant, not a call centre or outsourced team.

 

Why Choose McCarthy Browne??

At McCarthy Browne, we speak plain English, we’re friendly, and we genuinely care about helping our clients stay protected, compliant, and stress-free. When you’re covered by our tax investigation protection service...

You're getting peace of mind from the people who already know your business.

  • We act fast – no delay or red tape

  • We know your accounts inside out – no need to explain your business all over again

  • We handle the entire HMRC investigation for you. Professionally, calmly, and thoroughly.

  • You’ll never face a surprise bill – our work is included in your cover

Why You Still Need Cover (Even If You’ve Done Nothing Wrong)

One of the most common myths we hear is:

“I don’t need tax investigation protection—I’ve done everything right.”

Here’s the truth:

HMRC doesn’t need a reason to open an investigation. They regularly conduct random compliance checks, and even small errors, inconsistencies, or industry-specific risk factors can trigger an enquiry.

You could face scrutiny over:

  • Unusual VAT refund patterns
  • Fluctuations in business expenses or profit
  • Employee payroll and PAYE issues
  • Misalignment between personal and business income

Even if HMRC finds no additional tax due, you could still be left with thousands in accountancy fees unless you have protection in place.

Sharon Hogan

“Absolutely fantastic. I’ve been with Kimberley now for about 4 years and she is invaluable to my business. Not only in terms of getting everything done that needs to be done on time but also the countless advice, saving my butt on numerous occasions when I’ve forgotten important things and taking on tasks I don’t have time to do. Incredible service couldn’t be more grateful!”

Realistic. Affordable. Worth It.

We keep our pricing clear and straightforward. Cover starts from just £9.99 + VAT per month.

Pricing:

  • Limited Company (accounts and tax) – £15.50 + VAT / month
  • Limited Company + Directors’ Self Assessment – £19.99 + VAT / month
  • Sole Trader Business – £9.99 + VAT / month
  • Individuals (property, AirBnB, etc.) – £9.99 + VAT / month

That’s less than the cost of one hour of HMRC investigation support. And with average enquiries lasting over a year, the value speaks for itself.

Get Covered in Minutes

Whether you’re a sole trader, director, or limited company owner, we’ll get you protected quickly and without hassle. One affordable monthly fee. Zero stress. Total peace of mind.

✅ WhatsApp us for a free consultation

Stop Worrying About Tax Investigations

At McCarthy Browne, we believe your time should be spent growing your business, not fighting with HMRC or worrying about unexpected costs.

Let us do the heavy lifting, and protect yourself today with our tax investigation protection service.

We’ve got your back so you can focus on what matters.

Contact Us Today!